Cocktails by the pool with beach in the background

Key Benefits

1

Worldwide and Asia plans for both single trip and annual cover

2

Outbound travel alert cover

3

No excess

4

Dangerous sports cover (e.g. skiing, scuba diving, bungee-jumping)

5

Annual cover, unlimited number of journeys

We've got your needs covered

Compare our plans in details, you'll definitely find something that suits you

Description of Benefits

Per Adult
Limit of Indemnity

Per Child
Limit of Indemnity

Personal Accident

Accidental Death and Permanent Disability

Per Adult
Limit of Indemnity

HK$1,200,000

Per Child
Limit of Indemnity

HK$600,000

Double Indemnity for Public Conveyance
Includes Major Burns (Second & Third Degree) up to HK$200,000 
Extend to cover Exposure and Disappearance

Per Adult
Limit of Indemnity

HK$2,400,000

Per Child
Limit of Indemnity

N.A.

Burial or Cremation Expenses

Per Adult
Limit of Indemnity

HK$20,000

Per Child
Limit of Indemnity

HK$20,000

Medical Expenses

Medical Expenses outside Hong Kong

Includes follow-up medical expenses incurred within 3 months after return to Hong Kong:

- resulting from Accidental Bodily Injury: up to HK$1,200,000 per Insured Adult Person and HKD$600,000 Per Dependent Child Insured Person, 

- resulting from Sickness: up to HK$120,000 per Adult Insured Person and HKD$60,000 Per Dependent Child Insured Person

(Inclusive of treatment by Registered Chinese Medicine Practitioner in Hong Kong of HK$200 per day and HK$2,000 in aggregate)

Include daily allowance HK$500 per day and HK$5,000 in aggregate per Insured Person for Hospital confinement outside Hong Kong or being compulsory quarantined due to infectious disease

Per Adult
Limit of Indemnity

HK$1,200,000

Per Child
Limit of Indemnity

HK$600,000

Baggage and Personal Effects

Baggage and Personal Effects

Per Adult
Limit of Indemnity

HK$20,000

Per Child
Limit of Indemnity

HK$10,000

Personal Money and Travel Documents

Personal Money

Per Adult
Limit of Indemnity

HK$3,000

Per Child
Limit of Indemnity

N.A.

Travel Document

Per Adult
Limit of Indemnity

HK$10,000

Per Child
Limit of Indemnity

HK$10,000

Unauthorised Use of Credit Card

Per Adult
Limit of Indemnity

HK$3,000

Per Child
Limit of Indemnity

N.A.

Baggage Delay

Baggage Delay

Per Adult
Limit of Indemnity

HK$1,500

Per Child
Limit of Indemnity

HK$1,500

Personal Liability

Personal Liability

Per Adult
Limit of Indemnity

HK$2,000,000

Per Child
Limit of Indemnity

N.A.

Cancellation Expenses

Cancellation Expenses

Per Adult
Limit of Indemnity

HK$50,000

Per Child
Limit of Indemnity

N.A.

Curtailment Expenses

Curtailment Expenses

Per Adult
Limit of Indemnity

HK$50,000

Per Child
Limit of Indemnity

N.A.

Re-routing Expenses

Re-routing Expenses

Per Adult
Limit of Indemnity

HK$15,000

Per Child
Limit of Indemnity

N.A.

Travel Delay

Travel Delay

Per Adult
Limit of Indemnity

HK$5,000

Per Child
Limit of Indemnity

N.A.

Rental Vehicle Excess

Rental Vehicle Excess

Per Adult
Limit of Indemnity

HK$5,000

Per Child
Limit of Indemnity

N.A.

24 hours Worldwide Emergency Assistance Services
  • Emergency Medical Evacuation
  • Medically Supervised Repatriation
  • Repatriation of Mortal Remains
  • Compassionate Visit
  • Return of Dependent Children
  • Hospital Admission Guarantee
  • Dispatch of Essential Medication/Medical Equipment
  • Medical Referral Service
  • Legal Referral Service
  • Emergency Travel Service Assistance
  • Travel Concierge Assistance

Per Adult
Limit of Indemnity

Actual cost
(only for medical evacuation and repatriation)

Per Child
Limit of Indemnity

Actual cost
(only for medical evacuation and repatriation)

The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.

Downloads

Application Form (Agent)
Application Form (Broker)
Brochure
Travel Insurance Covid19 Endorsement