Financial strength you can trust
Financial ratings are impartial third-party opinions of an issuer's ability and willingness to meet a specific financial obligation. The Liberty Mutual Holding Company and its subsidiaries request and receive financial ratings from the following rating agencies:
- A.M. Best Co.
- Moody's Investors Service
- Standard & Poor’s
Hong Kong
Liberty International Insurance Limited (UBI 66395065) (Liberty) is a company incorporated and authorised to conduct insurance in Hong Kong. Liberty is regulated by the independent Insurance Authority (IA) of Hong Kong.
A
Strong
from Standard & Poor’s
Singapore and Labuan, Malaysia
Located at One Raffles Quay, #40-01 North Tower, Singapore 048583 (Ph : +65 6622 9160), Liberty Pte Limited (UEN 201538069C) is regulated by the Monetary Authority of Singapore.
In Malaysia, Liberty Pte Limited, Labuan Branch (Registration No.: LF12903), trading as Liberty, is a company incorporated under the laws of Singapore and licensed by the Labuan Financial Services and Securities Act 2010 (Licence No.: IS2016162) to conduct insurance.
The business enjoys a full parental guarantee from the Liberty Mutual Insurance Group, the principal operating insurance company within the group. This means that the entire balance sheet of Liberty Mutual stands behind the policies underwritten in Singapore and Malaysia.
The financial ratings for Liberty Pte Limited are:
A
Strong
from Standard & Poor’s
A3
Stable
from Moody’s
Australia
In Australia, Liberty is the trading name of Liberty Mutual Insurance Company (Liberty), an Australian registered and APRA regulated insurer. The Australian entity forms part of the Global Risk Solutions division of the Liberty Mutual Group.
In Australia, Liberty operates as a branch of its US incorporated parent, which means that the entire balance sheet of the Liberty Mutual Group stands behind the policies underwritten in Australia.
Being regulated by the Australian Prudential Regulatory Authority; Liberty must hold sufficient assets in Australia to meet the obligations of the Australian operations. This branch structure therefore provides for the strength of a global company, along with the safety of Australian Prudential Regulation.
The financial ratings for Liberty Mutual Insurance Company are:
A
Strong
from Standard & Poor’s
A
Excellent
from A.M. Best
A2
Good
from Moody’s
