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Key benefits

1

Comprehensive all-round protection for both employers and domestic helpers

2

Broad medical coverage

3

Emergency and repatriation assistance

Domestic helper insurance - Robust protection for the unexpected

Our plan provides peace of mind and all-round coverage designed to protect the employer and the domestic helper in case of unforeseen events. Ensure adequate protection with up to HK$100,000,000 coverage for Employer's Liability and HK$30,000 for surgical and hospitalization expenses.

Comprehensive Employer Liability Coverage

Comprehensive employer liability coverage

Safeguards employers from legal liabilities under Hong Kong's Employees' Compensation Ordinance, with a maximum indemnity of up to HK$100 million
Medical and Dental Coverage

Medical and dental coverage

Covers medical, surgical, hospitalization and dental expenses - including up to HK$30,000/year for surgery and HK$1,500/year for dental
Personal accident

Personal accident benefits

Provides up to HK$100,000 compensation for accidental death, loss of limbs, sight or permanent disablement during rest days
Replacement Helper Expense

Replacement helper expense

Covers up to HK$3,000 for employing a new domestic helper if the original helper must be repatriated or passes away
Loss of Service Allowance

Loss of service allowance

Compensates the employer with a daily cash allowance for each full day the domestic helper is hospitalized

Compare our plans and choose the one that suits you

Coverage maximum limits (HK$)

1-year plan

2-year plan

Section I - Employer's liability

Employer's liability

1-year plan

HK$100,000,000/event

2-year plan

HK$100,000,000/event

Section II - Clinical, surgical & hospitalization expenses*

Medical treatment and prescribed medical supplies

1-year plan

HK$3,000/year

HK$150/visit/day 

Bonesetter and physiotherapist treatment: HK$500/year; HK$100/visit/day

2-year plan

HK$3,000/year

HK$150/visit/day 

Bonesetter and physiotherapist treatment: HK$500/year; HK$100/visit/day

Whilst as a patient confined in a hospital for treatment or surgery

1-year plan

Surgical & hospitalization: HK$30,000/year

Surgical operation: HK$10,000/Operation provided that charges for anaesthetist and operating theatre shall not exceed HK1,800

Room, board & other miscellaneous hospital charges: HK$300/day

2-year plan

Surgical & hospitalization: HK$30,000/year

Surgical operation: HK$10,000/Operation provided that charges for anaesthetist and operating theatre shall not exceed HK1,800

Room, board & other miscellaneous hospital charges: HK$300/day

Section III - Dental expenses

Dental expenses

1-year plan

HK$1,500/year

2-year plan

HK$1,500/year

Section IV - Personal accident

Personal accident

1-year plan

HK$100,000/year

2-year plan

HK$100,000/year

Section V - Emergency medical assistance

Emergency medical assistance

1-year plan

HK$20,000/year

2-year plan

HK$20,000/year

Section VI - Loss of service cash allowance

Loss of service cash allowance

1-year plan

HK$6,000/year
HK$200/day

2-year plan

HK$6,000/year
HK$200/day

Section VII - Replacement helper expenses

Replacement helper expenses

1-year plan

HK$3,000/year

2-year plan

HK$3,000/year

Section VIII - Fidelity guarantee

Fidelity guarantee

1-year plan

HK$10,000/year

Unauthorised long distance calls: HK$3,000/year

2-year plan

HK$10,000/year

Unauthorised long distance calls: HK$3,000/year

* We will not pay the first HK$300 of each agreed claim (except for government hospital)

^ No benefit will be payable during the first 15 days of cover in respect of claims except with proof of preceding insurance coverage

Annual premium table (HK$)

1-year plan

2-year plan

Premium

1-year plan

HK$680

2-year plan

HK$1,190

Premium levy collected by the insurance authority will be imposed at the applicable rate. The levy is included in the premium shown.

Downloads

Proposal Form (Agent)
Proposal Form (Broker)