Sustainability in action

Our products

We support resilient, inclusive growth by offering products and services that enable equitable, responsible transitions.

Decision-making

Environmental, social and governance considerations inform our day‑to‑day decisions.

Underwriting

Our underwriting takes a holistic, materiality‑focused view tailored to sectors, clients and specific risks.
Purpose and impact report

Purpose and impact

We exist to help people embrace today and confidently pursue tomorrow. As one of the largest global property and casualty insurers, Liberty Mutual recognises the vital role insurance plays in a resilient economic system. Our products and services empower people and businesses to feel secure by mitigating the risks they face.

Sustainability is about pursuing a better tomorrow by ensuring client preparation and resilience in light of coming transitions and evolving risks.

global-expertise

Increasing client resilience

We offer insurance products, risk advisory services, and claims practices to help clients prepare for the changing nature of risk and advance on their sustainability journey. We mitigate natural disaster and climate-related risk, transition risks towards a lower carbon economy, and support climate adaptation. We enable a responsible transition – from who we serve to the mutual advantage we offer, including transition finance.

But we can’t do it alone - new collaborations and partnership models will be needed, too – to share data, insight and risk.

LM Infographic

Enabling sustainable growth

We enable sustainable growth by proactively offering services to support equitable and responsible transitions. We are focused on integrating ESG into our day-today decision making. In our underwriting, we are taking a holistic lens and nuanced approach while focusing on what’s material to sectors, clients and risks. We’ll meet you where you are. The result? We’re more risk aware and you are more resilient.

Our sustainability reports

Four of our recent sustainability reports (PDF) are available to view and download.
Liberty Mutual's Sustainability Principles
Liberty Mutual's Global Emissions commitment
Liberty Mutual's Purpose & Impact report (July 2025)
Liberty Mutual’s 2024 Task Force on Climate-related Financial Disclosures (TCFD) report