Liberty introduces CropPlus™ for Australian farmers

Liberty's CropPlus is a new agricultural insurance product designed to protect Australian farmers from financial loss caused by adverse weather events. This includes fire, hail, rain and frost.

CropPlus is available to both seasonal and broadacre farming operations across Australia, including wheat, barley and canola growers. Liberty offers flexible coverage options tailored to the diverse needs of the country's agricultural sector.

Liberty has been underwriting agriculture and crop insurance policies in Australia since 2020 through an agency arrangement. Now Liberty is bringing its experienced team of agricultural underwriters and market-leading policy wordings direct to the segment, with insurance brokers encouraged to directly contact our underwriting team.

Key features of Liberty’s CropPlus include:

• Low minimum excess option of 2.5% in New South Wales, Queensland and Victoria for all crop types
• Nil excess options available in Western Australia and South Australia
• Automatic inclusion of frost cover (with a sublimit)
• A 10% premium discount where shapefiles detailing the insured's farm locations are supplied

• Coverage for baled hay, chemical drift, harvested grain, livestock damage, transit, and standing straw and stubble

   

Australian farmers face an increasingly complex and unpredictable weather environment. CropPlus reflects our ongoing commitment to this market — combining underwriting expertise, responsive claims support and wordings that work in the real world.

CropPlus has been designed to give farmers and their brokers confidence that when the unexpected happens, they have robust, clearly worded cover behind them. 

Michael Lincoln, Vice President Crisis Management and Weather, Asia Pacific

CropPlus is available now. Policies for Australia’s 2026 winter growing season must be in place by 15 September.