We protect what matters.
As a mutual we take a long-term view and are wholly devoted to our policyholders and broker partners. We prosper together by unlocking opportunities with the aim of delivering shared success. Our mutual structure provides three key advantages:
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The benefits of insuring with a mutual
For mutual advantage
Profits are reinvested to build a secure future for our brokers and clients, the wider Liberty Mutual Group, our people, and the communities within which we live and work.
Liberty Mutual Insurance at a glance
Liberty unites global strength with local expertise. We’re proud of our worldwide reach, financial resilience, and strong local presence.
1912
$50B
9th
300
40,000
Liberty in Singapore
We provide reliable solutions for everyday personal needs and tailored solutions for complex, high value commercial, specialty and commercial risks, so you can meet today’s challenges and pursue tomorrow’s opportunities with confidence.
Frequently Asked Questions
Liberty is recognised for its global reach, financial strength, technically sophisticated underwriting, quality claims handling, and its ability to provide tailored solutions for complex and emerging risks. Liberty has a long and proud operating history. Founded in 1912, Liberty has grown into one of the world’s largest general insurers, generating more than US$50 billion in annual revenue.
Liberty has a strong reputation for handling claims efficiently and fairly. Liberty’s clients and customers enjoy the peace of mind of being supported by strong financial ratings.
Liberty’s mutual structure fundamentally differentiates us from our competitors. It means we are free from the short-term pressures to deliver returns to shareholders and can take a longer-term view. When markets are volatile, Liberty faces less pressure to react to short-term market movements. This allows us to support a more consistent approach to client relationships and underwriting across market cycles.
Structured as a mutual, Liberty is ultimately owned by its policyholders, the customers who buy Liberty’s insurance policies. With no external shareholders, this means any profits made by Liberty are retained for strengthening the company’s capital position, reinvesting in the business, and improving pricing, coverage, and services for the benefit of all policyholders.
Liberty offers a comprehensive suite of personal and business general insurance products in Singapore. For individuals and families, key insurance plans include health and medical, motor, home, personal accident and travel cover. For businesses, commercial insurance products include specialised SME packages, property insurance, marine coverage, cyber, public liability, general and product liability, professional indemnity, work injury compensation, and surety bonds. Liberty also offers treaty reinsurance services in Singapore.
Liberty is consistently recognised by prominent industry awards in Singapore. Most notably, Liberty was named Best General Insurer (Singapore) at the InsuranceAsia News Country Awards for Excellence in late 2025. Liberty was recognised for its digital innovation, strong financial performance and customer-first product delivery.
Jimmy Tong is the CEO of Liberty’s Singapore insurance operations. Jimmy is a highly regarded executive well known to Singapore’s business community with more than 25-years’ experience across banking, financial services and insurance. He reports to Matthew Jackson, the President of Liberty International Insurance for the Asia Pacific region.
Liberty is known for offering personal, commercial and corporate insurance in Singapore, including SME businesses, property, liability, motor, home, travel, and personal accident coverage, with a focus on agent and broker-distributed solutions and risk management support. Liberty is highly regarded in the Singapore insurance market for its integrated claims support, collaborative risk engineering for complex commercial risks, and a highly responsive, customer-centric service team.
You can quote and buy travel insurance, overseas student insurance, and pet insurance online. All other types of insurance can be placed through your insurance agent or broker.
Liberty stands out from other Singapore insurers through its specialist commercial focus, strong globally backed balance sheet and its ability to underwrite complex regional risks. Liberty brings the underwriting, risk engineering and claims expertise required to act as the lead insurer for large and complex insurance programs in Singapore. Liberty’s stable mutual structure also means the business can prioritise long-term policyholder security over short-term profits.
Liberty insures individuals and small businesses, through to large corporates and multinationals across Singapore. Key commercial clients span construction, property, marine, cyber, financial institutions and M&A risk. Liberty insurers 90,000 people and businesses in Singapore across personal, SME and commercial segments combined.