Key benefits
Up to S$100,000 Worldwide Coverage for Accidental Death or Permanent Disability
Covers Outpatient Medical Expenses Incurred from Treatment by TCM Physician/Chiropractor due to Accident
Local and Emergency Overseas Hospitalisation Coverage (including Communicable Diseases e.g. Covid-19 & Dengue Fever
Up to S$100,000 Annual Limit for Hospital & Surgical Expenses including Pre and Post Hospitalisation Treatment of 90 Days
Coverage for Pre-Existing Medical Conditions (if Helper is Employed for More Than 12 months in Singapore)
Daily Hospital Allowance for up to 60 Days
Covers First Occurrence of Mental Conditions including Self-Inflicted Injuries Arising from Attempted Suicide
We have got your needs covered
Description
Standard
Standard Plus
Superior Plus
Supreme Plus
Letter of Guarantee to Ministry of Manpower1
Standard
S$5,000
Standard Plus
S$5,000
Superior Plus
S$5,000
Supreme Plus
S$5,000
Death
Standard
S$60,000
Standard Plus
S$60,000
Superior Plus
S$80,000
Supreme Plus
S$100,000
Permanent Disablement
Standard
As per scale in Policy
Standard Plus
As per scale in Policy
Superior Plus
As per scale in Policy
Supreme Plus
As per scale in Policy
Outpatient Medical Expenses due to Injury - Treatment by TCM Physician/Chiropractor
Standard
S$1,000 - S$100/injury
Standard Plus
S$2,000 - S$100/injury
Superior Plus
S$2,500 - S$100/injury
Supreme Plus
S$2,500 - S$100/injury
Hospital & Surgical Expenses
Standard
S$60,000 per annum
Standard Plus
S$60,000 per annum
Superior Plus
S$80,000 per annum
Supreme Plus
S$100,000 per annum
Co-Insurance applicable to bills exceeding S$15,000
Standard
25%
Standard Plus
0%
Superior Plus
0%
Supreme Plus
0%
Daily Benefit
Standard
Not Covered
Standard Plus
S$20 per day (maximum 60 days)
Superior Plus
S$20 per day (maximum 60 days)
Supreme Plus
S$20 per day (maximum 60 days)
Repatriation Expenses
Standard
S$10,000
Standard Plus
S$10,000
Superior Plus
S$10,000
Supreme Plus
S$10,000
Wages & Levy Reimbursement
Standard
Not Covered
Standard Plus
Up to S$30 per day (maximum 60 days)
Superior Plus
Up to S$30 per day (maximum 60 days)
Supreme Plus
Up to S$30 per day (maximum 60 days)
Re-hiring Expenses
Standard
S$350
Standard Plus
S$350
Superior Plus
S$400
Supreme Plus
S$450
Outpatient Kidney Dialysis/Cancer Treatment
Standard
S$2,500
Standard Plus
S$2,500
Superior Plus
S$3,000
Supreme Plus
S$3,000
Special Grant
Standard
S$1,000
Standard Plus
S$1,000
Superior Plus
S$2,000
Supreme Plus
S$3,000
Reimbursement of Indemnity Paid to Insurer
Standard
Optional
Standard Plus
Optional
Superior Plus
Optional
Supreme Plus
Optional
Helper's Personal Belongings
Standard
S$250
Standard Plus
S$250
Superior Plus
S$300
Supreme Plus
S$400
Helper's Liability to Third Party
Standard
S$20,000
(Any One Accident/in the aggregate)
Standard Plus
S$20,000
(Any One Accident/ in the aggregate)
Superior Plus
S$25,000
(Any One Accident/ in the aggregate)
Supreme Plus
S$25,000
(Any One Accident/ in the aggregate)
1The Proposer will need to indemnify Liberty for all sums that Liberty may incur arising out of the Letter of Guarantee
Premiums Table
(include prevailing GST)
Bond & Insurance
Standard
Standard Plus
Superior Plus
Supreme Plus
For 14 months
Standard
S$376.05
Standard Plus
S$441.45
Superior Plus
S$506.85
Supreme Plus
S$572.25
For 26 months
Standard
S$501.40
Standard Plus
S$588.60
Superior Plus
S$675.80
Supreme Plus
S$763.00
For 14 months
Standard
S$658.09
Standard Plus
S$772.54
Superior Plus
S$886.99
Supreme Plus
S$1,001.44
For 26 months
Standard
S$877.45
Standard Plus
S$1,030.05
Superior Plus
S$1,182.65
Supreme Plus
S$1,335.25
Additional Premium Payable (optional)
Standard
Standard Plus
Superior Plus
Supreme Plus
Flat Rate (Include prevailing GST)
Standard
S$54.50
Standard Plus
S$54.50
Superior Plus
S$54.50
Supreme Plus
S$54.50
In the event that Liberty is required to make payment under the Security Bond required by Ministry of Manpower, the Proposer will need to reimburse Liberty, the “Excess” amount only, provided that the payment is not caused by or resulting from the Proposer’s breach of the conditions under the Security Bond.
The “Excess” amount will vary as follows:
- S$250: If this extension of coverage is purchased when the insurance package is first arranged subject to a waiting period of 30 days from the policy inception date
- S$500: If this extension is purchased mid-term but within one month of the policy inception date subject to a waiting period of 30 days from the date of inclusion
Get in touch
If you have any questions regarding this product, don’t hestitate to reach out via our contact form.
Get in touch
If you have any questions regarding this product, don’t hestitate to reach out via our contact form.
Notes
- The Insured Person must be in the immediate employment of the Insured and holds a valid work permit
- Age 64 years and below
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us (sgservicecenter@libertymutual.com) or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).