
Key benefits
Coverage of vet bills arising from accident or illness
Freedom of vet choice
Includes third party liability cover
Wellness care benefit for Furtastic, Ultipaw and Pawsh plans
PetCare - Safeguarding our best companions
PetCare is Singapore’s first pet insurance policy that provides comprehensive coverage to you and your pet dog or cat. It offers financial protection should you incur medical and surgical expenses due to illness or accidents that may befall your beloved pet. As devoted pet owners, it is comforting to know this policy covers up to 80% of vet bills and a range of common events during the life of your pet.

Vet bills coverage

No medical examination required

Third party liability

Freedom of vet choice

No-claim discount

Wellness care
Do you want reassurance for your pet dog or cat?
Compare our plans and choose the one that suits you
Description
Co-insurance percentage to be borne by the Insured
(per incident)
Deductible per incident
Accidental Death
Death of the Insured Pet due to Accidental Injury
Co-insurance percentage to be borne by the Insured
(per incident)
N.A.
Deductible per incident
N.A.
Accidental Injury
Vet expenses arising from Accidental Injury
Co-insurance percentage to be borne by the Insured
(per incident)
N.A.
Deductible per incident
S$50
Theft
Loss due to reported theft (Not Applicable to Cats)
Co-insurance percentage to be borne by the Insured
(per incident)
N.A.
Deductible per incident
N.A.
Final Expenses Benefit
Cost and expenses incurred for euthanasia, cremation, funeral service and handling charges following Accidental death of the Insured Pet
Co-insurance percentage to be borne by the Insured
(per incident)
N.A.
Deductible per incident
N.A.
Illness
Vet Expenses for non-surgical treatment
Co-insurance percentage to be borne by the Insured
(per incident)
50%
Deductible per incident
N.A.
Illness
Vet Expenses for surgical treatment
Co-insurance percentage to be borne by the Insured
(per incident)
20% (Insured Pet enrolled before age 5)
30% (Insured Pet enrolled before age 9)
Deductible per incident
N.A.
Third-party Liability
Arising from owning the Insured Pet
Co-insurance percentage to be borne by the Insured
(per incident)
N.A.
Deductible per incident
S$500
- Vet examination and Vaccination
- Teeth cleaning or polishing
- Spaying / Neutering
Co-insurance percentage to be borne by the Insured
(per incident)
N.A.
Deductible per incident
N.A.
Description
Adogable Plan1
Ameowing Plan1
Furtastic Plan1
Ultipaw Plan1
Pawsh Plan1
Accidental Death
Death of the Insured Pet due to Accidental Injury
Adogable Plan1
S$1,000
Ameowing Plan1
S$2,000
Furtastic Plan1
S$3,000
Ultipaw Plan1
S$5,000
Pawsh Plan1
S$8,000
Accidental Injury
Vet expenses arising from Accidental Injury
Adogable Plan1
S$700
Ameowing Plan1
S$1,500
Furtastic Plan1
S$3,500
Ultipaw Plan1
S$5,000
Pawsh Plan1
S$7,000
Theft
Loss due to reported theft (Not applicable to cats)
Adogable Plan1
S$300
Ameowing Plan1
S$500
Furtastic Plan1
S$1,500
Ultipaw Plan1
S$2,000
Pawsh Plan1
S$3,000
Final Expenses Benefit
Cost and expenses incurred for euthanasia, cremation, funeral service and handling charges following Accidental death of the Insured Pet
Adogable Plan1
S$200
Ameowing Plan1
S$300
Furtastic Plan1
S$400
Ultipaw Plan1
S$500
Pawsh Plan1
S$600
Illness
Vet expenses for non-surgical Treatment
Adogable Plan1
S$700
Ameowing Plan1
S$1,500
Furtastic Plan1
S$3,500
Ultipaw Plan1
S$4,000
Pawsh Plan1
S$5,000
Illness
Vet Expenses for surgical treatment
Adogable Plan1
S$2,500
Ameowing Plan1
S$4,000
Furtastic Plan1
S$11,000
Ultipaw Plan1
S$14,000
Pawsh Plan1
S$18,000
Third-party Liability
Arising from owning the Insured Pet
Adogable Plan1
S$100,000
Ameowing Plan1
S$250,000
Furtastic Plan1
S$500,000
Ultipaw Plan1
S$500,000
Pawsh Plan1
S$500,000
- Vet examination and Vaccination
- Teeth cleaning or polishing
- Spaying / Neutering
Adogable Plan1
N.A.
Ameowing Plan1
N.A.
Furtastic Plan1
S$100
Ultipaw Plan1
S$150
Pawsh Plan1
S$200
1 Benefit Limit (per incident & in the aggregate)
Annual Premium Table (SGD)
Description
Adogable Plan
Ameowing Plan
Furtastic Plan
Ultipaw Plan
Pawsh Plan
Annual Premium
Adogable Plan
S$392.40
Ameowing Plan
S$504.67
Furtastic Plan
S$840.39
Ultipaw Plan
S$1,016.97
Pawsh Plan
S$1,471.50
Premiums above include prevailing GST
No-claim Discount
Period of Insurance
Discount on Premium in Next Policy Renewal
The preceding year
Discount on Premium in Next Policy Renewal
5%
The preceding two consecutive years
Discount on Premium in Next Policy Renewal
10%
The preceding three consecutive years
Discount on Premium in Next Policy Renewal
15%
A discount will be granted on the renewal premium if no claim has been made under the Policy in the preceding year.
The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.
Important Information
Please read carefully before purchasing PetCare
- The Insured Pet must:
- be at least 8 weeks old and below 9 years old at the Policy Commencement Date of the first Period of Insurance;
- be microchipped and licensed;
- be residing regularly in the same premises as the Insured in Singapore;
- complete all required Vaccinations;
- not be a Working Pet or a Racing Dog; and
- not be a dog or cat used for breeding purpose
- The Insured must:
- be the registered owner of the Insured Pet as well as the policyholder of the insurance; and
- be a Singapore Citizen, a Permanent Resident of Singapore, or a foreigner with valid Work Permit, Employment Pass, Dependent’s Pass, Student Pass or Long Term Visit Pass
- The Insured Pet must:
- Pre-existing, Hereditary, Congenital and Skin Conditions
- Any Condition which occurs within the Waiting Period
- Any occurrence or Illness developed or caused by any factor while the Insured Pet is outside Singapore
- Liability arising from any intentional or preventable act
- Theft arising from any intentional, neglectful or preventable act
- Day to day care e.g. vitamins, supplements, Vaccinations (unless selected plan has Wellness Care benefit), training, grooming
- Conditions related to breeding or pregnancy, whelping and/or queening
- Insured Pet is used for commercial or occupational purposes
- Treatment of or Conditions attributable to behavioural problems
- Damage to teeth and gums unless as a result of an Accident
- Illness related to endoparasites or ectoparasites, hip dysplasia, rabies
- House calls and out-of-hours Treatment
- Elective procedures and treatments e.g. nail clipping, tail docking, debarking
- Cosmetic procedures
- Malicious act, deliberate injury or gross negligence caused by the Insured or anyone living with the Insured Pet or any other persons who have care, custody, or control of the Insured Pet
- Insured not complying with all statutory or other obligations and regulations as Insured Pet’s owner
The above is a summary of major exclusions only. For details, please refer to the Policy provisions.
1. Applicable to dog breeds from Animal & Veterinary Service (AVS) Specified Dogs list (refer to dog and cat licensing)
a. The Third Liability limit will be reduced to S$100,000 for Ameowing Plan, Furtastic Plan, Ultipaw Plan and Pawsh Plan
b. Dogs must be muzzled and leashed when in a public place

Get in touch
If you have any questions regarding this product, don't hesitate to reach out via our contact form.

Get in touch
If you have any questions regarding this product, don't hesitate to reach out via our contact form.
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Notes
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please Contact us (sgservicecenter@libertymutual.com) or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).






