Senior couple relaxing on the bench in the park

Key benefits

1

Entry age from 50 to 75 years old (last birthday) and no medical check-up is required

2

Covers medical expenses incurred from treatment by traditional chinese medicine practitioner & chiropractor due to accident

3

Covers medical expenses for treatment of infectious diseases such as dengue, hand, food & mouth disease (HFMD), chikungunya fever, etc

4

Receive additional medical expenses when you suffer an accident which results in burns or fractures

5

Liberty Assistance Hotline to provide simple medical consultation/first advice over the telephone

6

Reimbursement of expenses for purchase of and/or rental mobility aids to assist you with mobility challenges arising from the accident

7

Receive cover for home retrofitting, trauma counselling expenses, family support fund, temporary care giver grant if you suffer 50% or more permanent disability due to accident

8

Receive daily cash payout up to S$150 per day during your hospital stay so that you can focus on recovering without worrying of hefty hospital bills

9

Reimbursement of taxi fare or ambulance cost upon discharge from hospital

We have got your needs covered

Compare our plans in detail, you’ll definitely find something that suits you

Description

Essential

Economy

Executive

Accidental Death

Essential

S$10,000

Economy

S$15,000

Executive

S$20,000

Permanent Disablement
Based on Scale of Benefits

Essential

S$20,000

Economy

S$30,000

Executive

S$40,000

Accident Medical Expenses
Per accident

Essential

S$1,000

Economy

S$2,000

Executive

S$3,000

Traditional Chinese Medical and Chiropractor Treatment
Per accident

Essential

S$500

Economy

S$500

Executive

S$500

Additional Medical Expenses for Burns or Fractures
Per accident

Essential

S$1,000

Economy

S$2,000

Executive

S$3,000

Liberty Assistance Hotline (+65) 6636 1131

Essential

Available

Economy

Available

Executive

Available

Mobility Aid Assistance 
Per policy year

Essential

S$1,000

Economy

S$1,500

Executive

S$2,000

Home Retrofitting

Essential

N.A.

Economy

S$3,000

Executive

S$5,000

Rehabilitation/Nursing Care Benefit 
Within 30 days upon discharge from hospital and up to maximum 30 days per accident

Essential

N.A.

Economy

S$100 per day

Executive

S$150 per day

Transport Allowance
Within 30 days upon discharge from hospital per accident

Essential

N.A.

Economy

S$150

Executive

S$250

Daily Hospital Cash
Up to 30 days for per accident

Essential

N.A.

Economy

S$100 per day

Executive

S$150 per day

Trauma Counselling Expenses
Per policy year

Essential

N.A.

Economy

S$4,000

Executive

S$5,000

Family Support Fund
Per lifetime

Essential

N.A.

Economy

S$3,000

Executive

S$4,000

Temporary Care Giver Grant
Per policy year

Essential

N.A.

Economy

S$1,000

Executive

S$1,500

  • The amounts listed in the Summary of Benefits table are the maximum coverage payable for each benefit
  • Pre-existing conditions will not be covered
  • Accidental Death and Permanent Disablement benefit amount will be reduced by 50% when Insured reached 76 years old


 

Annual Premium (SGD)

Type of Coverage

Essential

Economy

Executive

Insured (age 50 to 75 years old)

Essential

S$171.00

Economy

S$310.00

Executive

S$517.00

Insured (age 76 to 85 years old)
For renewal only

Essential

S$223.00

Economy

S$393.00

Executive

S$658.00

  • Enjoy couple discount of 10% on the premium when you and your spouse take up together in single same policy at policy inception or renewal
  • Premiums above include prevailing GST
  • Premium rates are not guaranteed and subject to review from time to time

 

The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.

Notes icon

Notes

Singapore Citizens or Permanent Residents who are permanently residing in Singapore

Proposers of age between 50 to 75 years old. Policy renewable up to age 85

  • Pre-existing conditions
  • Illness, disease, mental defect or infirmity or insanity
  • AIDS and diseases associated with HIV
  • Pregnancy, childbirth, abortion, miscarriage and or its complications
  • Suicide or self-inflicted injury
  • Drug or alcohol abuse
  • War and nuclear related events
  • Participation in any professional sports, deep sea diving utilising hard helmet with air hose attachments, hunting, potholing, parachuting, sky diving, competitive snow or ice sports, caving, hang gliding, bungee jumping, ballooning, mountaineering and rock climbing necessitating the use of guides or ropes
  • Flying or other aerial activity except as a fare-paying passenger
  • Any kind of speed contest or racing (other than on foot) and motor rallies

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us (sgservicecenter@libertymutual.com) or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Downloads

Brochure
Policy Wording
Proposal Form