Key benefits
Added protection and benefits with higher sum insured
Medical expenses reimbursement due to accident
Provides family income shortfall during hospitalisation resulting from accident
Covers personal and family legal liabilities
24-hour access to Liberty Helpline which offers assistance services worldwide
We have got your needs covered
Compare our plans in detail, you’ll definitely find something that suits you
Description
Plan A
Plan B
Accidental Death or Permanent Disablement
Pays up to the sum insured in the event of death or permanent disablement due to an accident
Plan A
S$300,000
Plan B
S$150,000
Family Income Protection
Pays a daily allowance to the family in the event of hospitalisation of the Principal Insured due to an accident.
Plan A
S$200 per day up to 365 days
Plan B
S$150 per day up to 365 days
Medical Benefits
Pays for medical expenses incurred following an accident
Plan A
S$2,500 per family
Plan B
S$1,500 per family
Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consent
Plan A
S$500,000
any one accident or series of accidents
Plan B
S$500,000
any one accident or series of accidents
Emergency Medical Evacuation & Repatriation
Access to Liberty Helpline which provides worldwide emergency assistance services 24 hours a day whilst you or your family are travelling outside Singapore. Covers all emergency medical evacuation expenses.
Repatriation of Insured’s mortal remains back to Singapore or local burial at the place of death
Plan A
S$1,000,000 per family
Plan B
S$1,000,000 per family
Accidental Death or Permanent Disablement
Pays up to the sum insured in the event of death or permanent disablement due to an accident
Plan A
S$20,000
Plan B
S$20,000
Family Income Protection
Pays a daily allowance to the family in the event of hospitalisation of the Principal Insured due to an accident.
Plan A
S$200 per day up to 365 days
Plan B
S$150 per day up to 365 days
Medical Benefits
Pays for medical expenses incurred following an accident
Plan A
S$2,500 per family
Plan B
S$1,500 per family
Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consent
Plan A
S$500,000
any one accident or series of accidents
Plan B
S$500,000
any one accident or series of accidents
Emergency Medical Evacuation & Repatriation
Access to Liberty Helpline which provides worldwide emergency assistance services 24 hours a day whilst you or your family are travelling outside Singapore. Covers all emergency medical evacuation expenses.
Repatriation of Insured’s mortal remains back to Singapore or local burial at the place of death
Plan A
S$1,000,000 per family
Plan B
S$1,000,000 per family
Accidental Death or Permanent Disablement
Pays up to the sum insured in the event of death or permanent disablement due to an accident
Plan A
S$20,000
Plan B
S$20,000
Family Income Protection
Pays a daily allowance to the family in the event of hospitalisation of the Principal Insured due to an accident.
Plan A
S$200 per day up to 365 days
Plan B
S$150 per day up to 365 days
Medical Benefits
Pays for medical expenses incurred following an accident
Plan A
S$2,500 per family
Plan B
S$1,500 per family
Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consent
Plan A
S$500,000
any one accident or series of accidents
Plan B
S$500,000
any one accident or series of accidents
Emergency Medical Evacuation & Repatriation
Access to Liberty Helpline which provides worldwide emergency assistance services 24 hours a day whilst you or your family are travelling outside Singapore. Covers all emergency medical evacuation expenses.
Repatriation of Insured’s mortal remains back to Singapore or local burial at the place of death
Plan A
S$1,000,000 per family
Plan B
S$1,000,000 per family
Additional Sum Insured
Description
Additional Sum Insured at the
following rates (if required)
Per Additional Sum Insured
Maximum Limit
Accidental Death or Permanent Disablement
Pays up to the sum insured in the event of death or permanent disablement due to an accident
Additional Sum Insured at the
following rates (if required)
S$5.45
Per Additional Sum Insured
Per additional S$10,000 sum insured
Maximum Limit
Maximum sum Insured per child is S$75,000
Family Income Protection
Pays a daily allowance to the family in the event of hospitalisation of the Principal Insured due to an accident.
Additional Sum Insured at the
following rates (if required)
S$16.35
Per Additional Sum Insured
Per additional S$100 sum insured
Maximum Limit
Up to maximum S$750 per day
Medical Benefits
Pays for medical expenses incurred following an accident
Additional Sum Insured at the
following rates (if required)
S$21.80
Per Additional Sum Insured
Per additional S$2,500 sum insured
Maximum Limit
Up to maximum S$10,000
Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consent
Additional Sum Insured at the
following rates (if required)
S$21.80
Per Additional Sum Insured
Per additional S$100,000 sum insured
Maximum Limit
Up to maximum of S$1,000,000
Accidental Death or Permanent Disablement
Pays up to the sum insured in the event of death or permanent disablement due to an accident
Additional Sum Insured at the
following rates (if required)
S$7.63
Per Additional Sum Insured
Per additional S$10,000 sum insured
Maximum Limit
Maximum sum Insured per child is S$75,000
Family Income Protection
Pays a daily allowance to the family in the event of hospitalization of the Principal Insured due to an accident.
Additional Sum Insured at the
following rates (if required)
S$21.80
Per Additional Sum Insured
Per additional S$100 sum insured
Maximum Limit
Up to maximum S$750 per day
Medical Benefits
Pays for medical expenses incurred following an accident
Additional Sum Insured at the
following rates (if required)
S$32.70
Per Additional Sum Insured
Per additional S$2,500 sum insured
Maximum Limit
Up to maximum S$10,000
Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consent
Additional Sum Insured at the
following rates (if required)
S$21.80
Per Additional Sum Insured
Per additional S$100,000 sum insured
Maximum Limit
Up to maximum of S$1,000,000
Accidental Death or Permanent Disablement
Pays up to the sum insured in the event of death or permanent disablement due to an accident
Additional Sum Insured at the
following rates (if required)
S$10.90
Per Additional Sum Insured
Per additional S$10,000 sum insured
Maximum Limit
Maximum sum Insured per child is S$75,000
Family Income Protection
Pays a daily allowance to the family in the event of hospitalization of the Principal Insured due to an accident.
Additional Sum Insured at the
following rates (if required)
S$27.25
Per Additional Sum Insured
Per additional S$100 sum insured
Maximum Limit
Up to maximum S$750 per day
Medical Benefits
Pays for medical expenses incurred following an accident
Additional Sum Insured at the
following rates (if required)
S$43.60
Per Additional Sum Insured
Per additional S$2,500 sum insured
Maximum Limit
Up to maximum S$10,000
Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consent
Additional Sum Insured at the
following rates (if required)
S$21.80
Per Additional Sum Insured
Per additional S$100,000 sum insured
Maximum Limit
Up to maximum of S$1,000,000
The information provided here is a summary. Please refer to the actual policy wordings of the terms and conditions.
Annual Premium Table For Standard Lives Only (SGD)
Description
Plan A
Plan B
You are engaged in indoor & non-manual work in non-hazardous places
Plan A
S$501.40 per annum
Plan B
S$283.40 per annum
You are engaged in work of an outdoor or supervisory nature or involve occasional manual work, whose duties do not include use of tools and machinery and are not exposed to any special hazard, e.g. property agent, outdoor sales/marketing
Plan A
S$741.20 per annum
Plan B
S$408.75 per annum
You are engaged in manual work not of particularly hazardous nature, with or without the use of tools or machinery. E.g. baker, butcher, driver, chauffeur, veterinarian
Plan A
S$850.20 per annum
Plan B
S$479.60 per annum
- Premiums above include prevailing GST
- Premium payable may be revised at policy renewal at the full discretion of the Company
Get in touch
If you have any questions regarding this product, don't hesitate to reach out via our contact form.
Get in touch
If you have any questions regarding this product, don't hesitate to reach out via our contact form.
Notes
The Policy does not provide compensation arising from:
- Sickness or diseases
- AIDS and diseases associated with HIV
- Pre-existing physical defect or infirmity
- Suicide or self-inflicted injury
- War and nuclear related events
- Pregnancy, childbirth or its complications
- When switching Personal Accident policies to a new Insurer, it is important to compare the policy coverage, as these may differ from Insurer to Insurer
- Coverage for children is for those between 6 months and 18 years, subject to a maximum of 3 children
- Premiums quoted assume that the spouse falls under the Class 1 or 2 occupations. Premium will be loaded if the spouse falls under a Class 3 occupation
- Maximum age is 65 years
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us (sgservicecenter@libertymutual.com) or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.
Please visit Contact Us for the Liberty Helpline number.