PASafe

• As per Scale of Benefits in the policy wordings

• Pays up to the limit selected per week, up to a maximum period of one hundred and four (104) weeks from date of accident, for each accident.
• Limit under Temporary Total Disablement is capped at 0.5% of the limit under Accidental Death/Permanent Disablement subject to a maximum of S$750 or 50% of Insured Person’s weekly earnings, whichever is lower.
• Applicable if you are Gainfully Employed

• Pays up to the limit selected per week up to a maximum period of one hundred and four (104) weeks from date of accident, for each accident
• Applicable if you are Gainfully Employed

• Limit under Medical Expenses is capped at 5% of the limit under Accidental Death/Permanent Disablement subject to a maximum of S$10,000 whichever is lower
• We will pay the Reasonable and Customary Charges incurred, provided such expenses are incurred within twelve (12) calendar months from the date of the Accident

• Pays up to the limit selected per day up to a maximum of 30 days per accident

1. Disappearance and Exposure
2. Hijack and/or Kidnap
3. Drowning or Suffocation
4. Murder and Assault
5. Strike, Riot and/or Civil Commotion
6. Flood and Other Convulsions of Nature
7. Amateur Sports and Activities
8. Accidental Miscarriage
9. Bites from Insects and/or Animals
10. Motor Cycling (within Singapore only and Accidental Death and/or Permanent Disablement is capped at 50% of the benefit limit or S$500,000 whichever is lower)

• AIDS and diseases associated with HIV
• Pre-existing conditions
• Pregnancy, childbirth or its complications
• Suicide or self-inflicted injury
• War and nuclear related events
• Participating in any professional sports, rock climbing (except on man-made walls) or mountaineering which involves the use of guides or ropes, any underwater activities involving underwater breathing apparatus, any kind of speed contest or racing (other than on foot), motor rallies, hunting, potholing, caving, parachuting, sky diving, hang gliding, paragliding, cliff diving, bungee jumping, base jumping, competitive snow or ice sports
• The following activities or sports, except undertaken on a leisure purpose under the supervision of a licensed guide or instructor, will not be covered: hot-air ballooning, ice or winter sports, hiking or trekking undertaken outside Singapore
• Any kind of speed contest or racing (other than on foot) and motor rallies

• Singapore Citizens or Permanent Residents who are permanently residing in Singapore
• Adults from 18 to 65 years of age. Policy renewable up to age 80 subject to yearly review
• Child/Children from 6 months to 18 years of age, or up to age 25 if he/she is enrolled in an educational institution on full-time higher education

Persons working in security organisations, construction and entertainment industries

Air and ship crew, professional divers, professional sports persons; occupations involving diving, working on oil rigs, onboard vessels or offshore, firefighting, police or military personnel or occupations of a hazardous nature, i.e. involving height, depth or heat

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us (sgservicecenter@libertymutual.com) or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).