family

Key Benefits

This product has been discontinued, Click here for Replacement Product

1

Flood or other convulsions of nature

2

Murder and assault

3

Third degree burns

4

Terrorism except if due to Nuclear, Biological and Chemical means (subject to a sub-limit)

5

Strike, Riot and Civil commotion so long as the Insured Person is not an active participant

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Description of Benefits

Class I

Class II

Class III

Death (per S$10,000)

Class I

S$4.63

Class II

S$7.63

Class III

S$10.90

Permanent Disablement (per S$10,000)
• Scale I OR

Class I

S$2.31

Class II

S$3.82

Class III

S$5.45

Permanent Disablement (per S$10,000)
• Scale II 

Class I

S$4.64

Class II

S$7.63

Class III

S$10.90

Temporary Total Disablement (per S$100 per week)
Temporary Partial Disablement (per S$50 per week)

Class I

S$27.25

Class II

S$34.88

Class III

S$46.33

Medical Expenses (S$1,000)
(limit any one accident)

Class I

S$14.17

Class II

S$19.62

Class III

S$27.25

Medical Expenses (S$2,500)
(limit any one accident)

Class I

S$27.25

Class II

S$32.70

Class III

S$38.15

Medical Expenses (S$5,000)
(limit any one accident)

Class I

S$38.15

Class II

S$49.05

Class III

S$65.40

Medical Expenses (S$7,500)
(limit any one accident)

Class I

S$54.50

Class II

S$70.85

Class III

S$87.20

Medical Expenses (S$10,000)
(limit any one accident)

Class I

S$65.40

Class II

S$87.20

Class III

S$109.00

Hospital Allowance (S$50 per day)
(any one accident & maximum sum insured of S$100)

Class I

S$27.25

Class II

S$32.70

Class III

S$38.15

  • Premiums above include prevailing GST
  • The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions

Classification of Occupations

Class

Description

Class 1

Description

You are engaged in indoor & non-manual work in non-hazardous places

Class 2

Description

You are engaged in work of an outdoor or supervisory nature or involve occasional manual work, whose duties do not include use of tools or machinery and are not exposed to any special hazard, e.g. property agent, outdoor sales/marketing

Class 3

Description

You are engaged in manual work not of particularly hazardous nature, with or without the use of tools or machinery. e.g. baker, butchers, drivers, chauffeurs, veterinarian

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Notes

•There is a loading of 35% for extension of Motor Cycling (100%) •Premium payable may be revised at policy renewal at the full discretion of the Company •When switching Personal Accident policies to a new insurer, it is important to compare the policy coverages, as these may differ from insurer to insurer

Singapore Citizens or Permanent Residents who are permanently residing in Singapore

  • Adults from 18 to 65 years of age
  • Dependent Child from 6 months to 18 years of age, or up to age 25 if he/she is enrolled in an educational institution on full-time higher education

Persons working in security organizations, construction and entertainment industries

Air and ship crew, professional divers, professional sports persons; occupations involving diving, working on oil rigs, onboard vessels or offshore, fire fighting, police or military personnel and occupations of a hazardous nature, i.e. involving extreme height, depth or heat

The Policy does not provide compensation for death or disablement arising from:

  • Sickness or diseases
  • AIDS and diseases associated with HIV
  • Pre-existing physical defect or infirmity
  • Suicide or self-inflicted injuries
  • War and nuclear related events
  • Pregnancy, childbirth or its complications

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us (servicecenter@libertyinsurance.com.sg) or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Downloads

Policy Wordings