An asian chinese male nurse getting ready to perform MRI scan for a male patient in the MRI room

Key benefits

1

Hospital Miscellaneous Services

2

Surgical Fees

3

Diagnostic Services

4

Emergency Outpatient Accidental Treatment

5

Outpatient General Practitioner and Specialist Rider

Find A Plan That Meets Your Needs

Description

Plan A

Plan B

Plan C

Plan D

Section 1 - Hospital Room & Board

Hospital Room & Board
Daily maximum up to 91 days

Plan A

S$200

Plan B

S$300

Plan C

S$400

Plan D

S$500

Section 2 - Intensive Care Unit

Intensive Care Unit
Daily maximum up to 20 days

Plan A

S$400

Plan B

S$600

Plan C

S$800

Plan D

S$1,000

Section 3 - Hospital Miscellaneous Services

Hospital Miscellaneous Services

Plan A

S$4,000

Plan B

S$4,250

Plan C

S$4,500

Plan D

S$5,000

Section 4 - Surgical Fees

Surgical Fees
(Subject to Surgical Schedule)

Plan A

S$6,000

Plan B

S$6,500

Plan C

S$7,000

Plan D

S$7,500

Section 5 - Anaesthetist Fees

Anaesthetist Fees

Plan A

25% of surgical fees reimbursable

Plan B

25% of surgical fees reimbursable

Plan C

25% of surgical fees reimbursable

Plan D

25% of surgical fees reimbursable

Section 6 - Diagnostic Services

Diagnostic Services

Plan A

S$450

Plan B

S$550

Plan C

S$600

Plan D

S$700

Section 7 - In-Hospital Physician Visit

In-Hospital Physician Vist
Daily maximum up to 91 days

Plan A

S$80

Plan B

S$100

Plan C

S$120

Plan D

S$150

Section 8 - Post-Hospitalisation Treatment

Post-Hospitalisation Treatment

Plan A

S$600

Plan B

S$600

Plan C

S$600

Plan D

S$600

Section 9 - Emergency Outpatient Accidental Treatment

Emergency Outpatient Accidental Treatment

Plan A

S$1,600

Plan B

S$2,200

Plan C

S$2,500

Plan D

S$2,800

Section 10 - Ambulance Fees

Ambulance Fees

Plan A

S$160

Plan B

S$160

Plan C

S$160

Plan D

S$160

Description

Plan 1

Plan 2

Outpatient General Practitioner (GP) Rider

Outpatient Panel GP

Plan 1

Cashless, no co-insurance

Plan 2

Cashless, co-insurance of $10

Outpatient Non-Panel GP

Plan 1

Maximum S$35 per visit

Plan 2

Not covered

Overseas Outpatient Treatment

Plan 1

Maximum S$35 per visit

Plan 2

Maximum S$35 per visit

Singapore Polyclinics

Plan 1

As charged

Plan 2

As charged

Panel of Traditional Chinese Medicine (TCM) 

(Maximum 3 visits per policy year)

Plan 1

Maximum S$35 per visit

Plan 2

Not covered

A&E Department at Restructured Hospital

(Maximum 2 visits per policy year)

Plan 1

As charged

Plan 2

As charged

Outpatient X-Ray and Lab Test (For diagnostic purposes only)

Referred by panel GP or Singapore Polyclinics

Plan 1

As charged

Plan 2

As charged

Exclusions

1.    Routine physical examinations and health check-ups.
2.    Pregnancy or childbirth.
3.    Treatment performed by a Specialist.
4.    Special investigations (e.g. MRI, CT Scan, PET Scan, Barium Test, etc).

Plan 1

Plan 2

Special Features

1.    Cashless transactions at more than 500 panel network GP clinics in Singapore and Malaysia and more than 25 panel network TCM clinics.
2.    Insureds will be able to submit their non-panel medical claims online through a mobile application and web portal.

Plan 1

Plan 2

Description

Plan 1

Plan 2

Outpatient Specialist Rider

Outpatient Specialist Consultation

Plan 1

S$2,000 per policy year

Plan 2

S$1,000 per policy year

Outpatient Diagnostic X-Ray and Laboratory Test (including MRI, CT Scan, PET Scan)

Referred by doctor

Plan 1

S$1,000 per policy year

Plan 2

S$1,000 per policy year

Outpatient Physiotherapy 

Plan 1

S$500 per policy year

Plan 2

S$500 per policy year

Exclusions

1.    Routine physical examinations and health check-ups.
2.    Pregnancy or childbirth.

Plan 1

Plan 2

Special Features

1.    Cashless transactions at at over 150 panel network Specialist clinics.
2.    Insureds will enjoy concierge referral services to panel network Specialist clinics.
3.    Insured will be able to submit their non-panel medical claims online through a mobile application and web portal.

Plan 1

Plan 2

General Information

1.    A referral letter is required for Specialist consultations.
2.    A referral letter from the Specialist is required for the Outpatient Physiotherapy benefit.
3.    There is no Outpatient Specialist cover overseas.

Plan 1

Plan 2

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us (sgservicecenter@libertymutual.com) or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Please refer to the actual policy wordings for the terms and conditions.

Downloads

Fact Find Form
MHC Panel - GP Singapore
MHC Panel - Specialist
MHC Panel - TCM
Policy Wordings