Key benefits
As a highly comprehensive health insurance policy, proMedico provides compensation for your downtime with daily hospital cash allowance and greater assurance with no surgical sub-limits. From room charges to the costs of hospital medical facilities such as operating theatre fees and intensive care unit accommodation, proMedico provides extensive coverage to promote your speedy recovery.
Daily Hospital Cash Allowance
For up to thirty days per disability
Outpatient General Practitioner and Specialist Rider
Covers medical treatment provided to the insured person as prescribed or performed as a physician who is licensed as a General Practitioner
Extended Eligibility
Maximum renewal age up to 69 years old
Post-hospitalisation Treatment
Covers expenses for follow-up treatment by the same physician up to a period of 90 days after discharge from the hospital
Medical Emergency Evacuation
Covers the medically necessary expenses incurred in moving the insured person to the nearest hospital for appropriate care
Description
Essential
Economy
Executive
International
Annual Overall Limit
(Max. amount per person per Policy Year)
Essential
S$50,000
Economy
S$100,000
Executive
S$250,000
International
S$800,000
All Hospital Services
Essential
As charged
Economy
As charged
Executive
As charged
International
As charged
Room & Board
(per day)
Essential
4 Bedded
Singapore Restructured Hospital
Economy
2 Bedded
Singapore Private Hospital
Executive
Standard 1 Bedded
Singapore Restructured Hospital
International
Standard 1 Bedded
Singapore Restructured Hospital
Intensive Care Unit
(per day)
Essential
As charged
Economy
As charged
Executive
As charged
International
As charged
Minor Surgical Procedure in an Outpatient Clinic
Essential
As charged
Economy
As charged
Executive
As charged
International
As charged
Day Surgery
Essential
As charged
Economy
As charged
Executive
As charged
International
As charged
Pre-Hospitalisation/Surgery Diagnostic Services
(Within 90 days preceding Hospital admission)
Essential
As charged
Economy
As charged
Executive
As charged
International
As charged
Pre-Hospitalisation/Surgery Specialist’s Consultation includes medication
(Within 90 days following discharge from Hospital)
Essential
As charged
Economy
As charged
Executive
As charged
International
As charged
Lodger Benefits
For Child below age 12
(Maximum amount S$100 per day)
Essential
N.A.
Economy
N.A.
Executive
As charged
International
As charged
Local Ambulance Services
Essential
As charged
Economy
As charged
Executive
As charged
International
As charged
Nursing At Home
(Max. 26 weeks per Policy Year)
Essential
N.A.
Economy
N.A.
Executive
N.A.
International
S$40,000
Daily Hospital Cash Allowance
(Per day if admitted to Singapore Restructured Hospital, payable up to 30 days)
B1 Ward
Essential
N.A.
Economy
S$100
Executive
S$100
International
S$200
B2/B2+ Ward
Essential
S$150
Economy
S$200
Executive
S$200
International
S$250
C Ward
Essential
S$200
Economy
S$300
Executive
S$300
International
S$300
Outpatient Cancer and Kidney Dialysis Treatment
(Maximum amount per person per Policy Year)
Essential
S$10,000
Economy
S$20,000
Executive
S$30,000
International
S$50,000
Emergency Outpatient Treatment
(Within 24 hours of Accident)
Essential
As charged
Economy
As charged
Executive
As charged
International
As charged
Emergency Dental Treatment
(Within 24 hours of Accident)
Essential
As charged
Economy
As charged
Executive
As charged
International
As charged
Organ Transplantation
(Maximum amount per person per Policy Year)
Essential
As Charged
Economy
As Charged
Executive
S$150,000
International
S$200,000
Maternity Care
(12 months waiting period; Maximum amount per Policy Year)
Essential
N.A.
Economy
N.A.
Executive
N.A.
International
S$5,000
Permanent Total Disability
(Reduce to 50% when the Insured Person is a manual worker)
Essential
N.A.
Economy
N.A.
Executive
N.A.
International
S$40,000
Emergency Medical Evacuation
Essential
N.A.
Economy
Unlimited
Executive
Unlimited
International
Unlimited
Repatriation / Local Burial
(Cover for death in home country is excluded)
Essential
N.A.
Economy
S$5,000
Executive
S$10,000
International
S$20,000
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us (servicecenter@libertyinsurance.com.sg) or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.
Get in touch
If you have any questions regarding this product, don't hesitate to reach out via our contact form.
Get in touch
If you have any questions regarding this product, don't hesitate to reach out via our contact form.